Baja's Coastline Blog
"What about health insurance? Am I retiring to a foreign country without it?” I hope you know your insurance options before you make this decision"
I am sure many retirees have the same question! How can we get health insurance when we retire in a foreign country like Mexico, particularly Rosarito Beach in Baja California? And do I understand their policy fully.
Before you move you must do some research to live and to retire anywhere overseas with the idea that U.S. Medicare won’t cover you beyond its borders and most likely neither will U.S. Health Insurers?What are your options as foreign resident in Mexico? Let me tell you we have several options for you!
- Serena Health care in Rosarito beach is a corporation established in 2007 by a consortium of several regional companies and professionals with their main goal of providing the highest quality of assisted living and property care services for retirees wanting to enjoy their life in the beautiful Baja Coastline.
Serena Senior Care offers the personalized care services in the comfort of your own home, to help you maintain yur independence and continue to enjoy the quality of life you deserve.
Personal Care Services
- Conversation and companionship
- Mobility, transferring and positioning
- Medication reminders
- Meal preparation & diet monitoring
- Light housekeeping
- Grooming and dressing guidance
- Bathing and oral hygiene
- Toileting and incontinence care
Transportation
- Doctor visits
- Errands and shopping
Serena Senior Healthcare is registered with the State Health Department and bonded to give you peace of mind
- INCARE (In-home Health & Care Services) the first established senior care facility in Baja. They provide professional care and support for you or your loved one, if you would like to live independently in the comfort of your own home, but need a helping hand with tasks of daily living or medical care. Their Care Manager work closely with you to taylor care plans that address your specific needs and of your family.
From social interaction to more highly skilled care, INCARE can help with virtually any situation that may arise.
Our Caregiving team has ben psychologically screened and their background checked. We then provide special in house training for all of our caregivers to acquaint them with INCARE’ s policies and procedures to guarantee you that all of our caregivers are confident and completely knowledgeable about any situation that may arise.
Our Caregivers Provide:
- Companionship and social accompaniment
- Transportation for errands, shopping
- Housekeeping and meal preparation
- Assistance with all personal care needs
- Monitoring and medication reminders
- Care for patients who are wheelchair-dependent or bed-bound
- Consistent, accurate communication regarding any changes that may occur
- Transportation across border
- Incontinence care
Our Care Managers are experts in geriatric care, many with specialties in social work, nursing and mental health.
One of the question most frequently asked is “I like to know if I can retire in Baja knowing that I am covered in case something would happen to me”. At Your Baja Connection we understand all these issues and we have teamed up with local insurance brokers to provide you with the best coverage at a reasonable price.
What about if I am caring for an elderly parent? There are options available like the ones I mentioned above that specialized on caring for the elderly, and you are always a mere five minutes away from them.
“I was considering other countries in Latin America; I know there are countries with Hospital plans for the elderly, does Mexico have similar plans and do my parents qualify for these programs”
Some states in Mexico do offer “Hospital Plans” or care centers for a cost of about $ 100.00 USD a month. Often they provide exemplary coverage at a very modest cost to you and your pocket. It usually includes doctor, ambulance service, special visits, emergency room, lab work, x-rays, physician house calls, private room stay; prescription drugs can be obtained for a nominal costs, usually for as much less as 80% of U.S. value. The Mexican government has been negotiating with the U.S. to provide Medicare in Mexico, this will save the U.S. treasure millions of dollars a month and it will give you a peace of mind. Not bad, eh?
It is a matter of understanding what you are getting into, it is very important in your decision to move to Baja, particularly knowing that the U.S. border is only 20 minutes away, and you could be getting there in case of a real emergency needing specialized doctors only available in the U.S. or if you were a retiree from any of the military branches knowing there is military hospitals near your retirement heaven.
To know more specifics about the programs and how they will benefit you contact us and we will put you in touch with some of the top health insurers so they can prepare a comprehensive guide about your insurance options.
Be advice that’s what I had in mind as I wrote this article, to inform you of the medical insurance options you have and to help you understand health insurance in Baja, we know how important it is to you and we will make sure you get the best coverage available in Baja California, Mexico.
Be sure to contact us and ask us for other health care options available for you in Baja.
Victor Loza is a co-founder of Your Baja Connection. YBC provides real estate and relocation services for buyers in Mexico.
Should you decide to visit Rosarito you must tour the "Ruta Del Vino" (Wine Route). After you fall in love with the scenery, and are interested in purchasing a home, condo, lot & land or renting property, contact us….
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